Comprehensive healthcare coverage designed for California families. Access to premier medical networks, preventive care, and financial protection from unexpected medical expenses. Expert guidance through Covered California and private market options with competitive rates and exceptional service.
In California's dynamic healthcare landscape, comprehensive health insurance is your essential shield against rising medical costs and unexpected health challenges. Our expertly crafted health insurance solutions provide access to California's premier medical networks while protecting your family's financial stability.
California's healthcare system offers world-class medical facilities, from renowned research hospitals in Los Angeles and San Francisco to specialized treatment centers throughout the state. Our health insurance plans ensure you have access to this exceptional care network, including top-rated hospitals, board-certified specialists, and trusted primary care physicians who understand California's unique health challenges.
Whether you're seeking individual coverage, comprehensive family protection, or group plans for your California business, our experienced insurance professionals guide you through every option. We understand California's complex healthcare marketplace and help you secure the perfect balance of comprehensive coverage, affordable premiums, and convenient access to care.
California leads the nation in healthcare innovation and insurance accessibility through Covered California, the state's premier health insurance marketplace. Our certified agents are experts in both marketplace and private insurance options, ensuring you receive maximum subsidies, tax credits, and coverage benefits available to California residents.
Discover the perfect health insurance plan designed for your California lifestyle and healthcare needs
Comprehensive healthcare coordination through your dedicated primary care physician, offering exceptional value and streamlined care management within California's premier medical networks.
Ultimate flexibility to access any healthcare provider or specialist without referrals, featuring California's most extensive provider networks and comprehensive out-of-network coverage options.
The perfect balance of HMO affordability and PPO flexibility, offering direct specialist access within California's carefully curated provider networks without referral requirements.
Innovative high-deductible plans paired with Health Savings Accounts, offering exceptional tax advantages and long-term healthcare savings strategies for California families.
Understanding metal tiers and selecting the optimal coverage level for your California healthcare needs
60% coverage
Lowest monthly premiums with higher out-of-pocket costs. Ideal for healthy California residents seeking protection against major medical expenses while maintaining budget flexibility.
70% coverage
California's most popular choice offering excellent balance of monthly costs and comprehensive coverage. Perfect for families seeking predictable healthcare expenses and quality care access.
80% coverage
Higher monthly premiums with significantly lower out-of-pocket costs. Excellent for California families who use healthcare services regularly or have ongoing medical needs.
90% coverage
Highest monthly premiums with minimal out-of-pocket costs. Premium coverage for California residents requiring extensive medical care or maximum financial predictability.
Every California health insurance plan includes these essential services for complete healthcare protection
Comprehensive outpatient care including doctor visits, specialist consultations, and diagnostic services without hospital admission
24/7 emergency room coverage, urgent care visits, and emergency medical transportation throughout California
Complete inpatient care coverage including surgeries, treatments, and extended hospital stays at California's premier facilities
Comprehensive pregnancy care, childbirth services, and newborn care including prenatal and postnatal support
Complete mental health services, substance abuse treatment, and behavioral health support with California's leading providers
Coverage for prescription medications
Physical therapy, occupational therapy, and other rehabilitation
Comprehensive diagnostic testing including blood work, imaging studies, genetic testing, and specialized laboratory services through California's premier medical facilities and diagnostic centers.
Complete preventive healthcare including annual wellness visits, immunizations, cancer screenings, cardiovascular assessments, and health maintenance programs designed to keep California families healthy.
Discover comprehensive financial assistance programs designed to make quality healthcare affordable for California families through premium tax credits, cost-sharing reductions, and state-specific subsidies.
Substantial financial assistance available for California individuals and families with household incomes between 100% and 400% of the Federal Poverty Level, providing immediate monthly premium reductions through Covered California's advanced subsidy system.
Enhanced Silver plan benefits available for California households with incomes between 100% and 250% of the Federal Poverty Level, significantly reducing deductibles, copayments, and out-of-pocket maximums for comprehensive healthcare access.
Don't wait for a health emergency. Get comprehensive California health insurance coverage today and protect your family's health and financial security with personalized plans designed for your unique needs.